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Prioritization Formula (Pragmatic)

A simple score helps compare debt items:

Priority = (Interest × Frequency × Risk) ÷ (Principal)

  • Interest: extra effort per touch.
  • Frequency: how often the area changes.
  • Risk: outage/compliance/security exposure.
  • Principal: estimated remediation effort.

Use this score to order the debt column in your backlog (alongside product value).